We will give you a call shortly after you receive your mortgage offer with us to welcome you and answer any questions you may have. A letter confirming your monthly payments will be sent to you through the post.​ Please note that your first payment amount may differ from your ongoing costs. This is to ensure you pay the correct amount of interest between the day your mortgage starts and the first payment date (this may be more or less than an entire month).
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Simply email customersupport@bluestonemortgages.co.uk or call 0800 368 1834, and we would be more than happy to help you with your request. Some examples include a Closed Down Redemption Statement or a Statement of Arrears.

If your initial fixed interest rate has expired or you have a variable-rate mortgage, the interest rate you are charged will be the Bluestone Variable Rate (BVR).

BVR stands for Bluestone Variable Rate and is currently 6.00%. The rate does not have a direct link to the Bank of England Base Rate (BBR), which is also reviewed monthly. Typically, the BVR will move in line with BBR changes, but it could also go up or down at any other point in time, as this is a variable rate set by Bluestone Mortgages and reviewed monthly.

Our tariff of charges contains full details of the fees we charge before and during the term of your mortgage. Click here to see these charges.

First payments can be higher than your ongoing monthly payment. This is because the first payment includes interest from the date we released the funds up to the end of that month, plus your payment for the following month.

For example, if we release the funds on 5 August, your first mortgage payment in September will include interest from 5 to 31 August, as well as your mortgage payment for September.

After the first payment is received, the due date can be changed to the 1st or 28th of the month.