Saving for a deposit prevents many customers from taking the step to buying their first home. Deposit Unlock is a scheme that enables your customers to buy a new build home with a 5% deposit and with no equity loans required, they own 100% of the property. With no credit scoring, this scheme is perfect for those looking to purchase their first home with low credit scores, CCJs, or Defaults. We know that life can take unexpected twists and turns which can affect your customers' finances, but this shouldn’t be a barrier to homeownership.
We understand that life can be unpredictable and customers can build up a lot of unsecured debt that can lead to credit issues, such as CCJs, Defaults and Debt Management Plans. This shouldn’t hold customers back from achieving their homeownership dreams, which is why we're here to help your customers find the right mortgage solution for their unique circumstances.
Self Employed & Contractors
We made it easy for borrowers who don’t work the usual 9 to 5. As a complex credit mortgage lender, we understand the challenges faced by contractors and self-employed individuals looking to get a mortgage. Unlike banks and high-street lenders, we don't base our lending decisions solely on employment status. Instead, we base our loan criteria on your client’s unique life circumstances.
Our specialist products and flexible approach take the stress away for customers looking to readjust their finances and remortgage. Whether a customer wants a straight switch or to borrow more for home improvements, we have products to match their needs whilst also giving them the option of fee-free products. From debt consolidation to capital raising, we strive to make remortgaging possible.
Right To Buy
Is your customer looking for a council house mortgage? We provide lending solutions built on real customer needs, not outdated rules and automated processes. Based on the belief that if you can help a customer demonstrate affordability, we can help find a way. We also have a great track record of lending to borrowers looking to purchase council properties through the Right to Buy scheme.