Bringing your contractor case to life

To round off our contractor series, we are breaking down how we can help you turn your customer’s vision into value.

As a complex credit mortgage lender, we pride ourselves on offering Residential & Buy-to-Let mortgage products to contractors who have been let down by mainstream lenders. With the term ‘contractor’ covering several different job types in a wide range of industries, we take a flexible approach to assist your specific customer needs.

These are some of our key features related to contractors…

• Gaps of up to 6 months for day rate contractors
• Affordability for Day Rate Contractors is calculated as day rate x 5 x 48
• Day 1 contracts accepted (subject to satisfactory industry experience)
• Accept SA302’s OR 12 months remittance slips for CIS contractors
• Accept day rate income even if trading via a Limited Company
• Umbrella companies are ignored

From helping you find the right product to ensuring your mortgage application goes smoothly, our specialist team is here to give you the support you need on your next contractor case. Give us a call on 0800 368 1833, or register an account on our broker portal. where you can submit DIPs and applications online.