From debt to dreams: How Debbie Debts overcame financial adversity

Meet Debbie Debts, a member of our Unlendables Family. Debbie is a fiercely independent and sassy woman who takes charge of her life, even in the face of financial adversity. After going through a divorce, Debbie found herself in a tight spot financially. Managing her finances alone during the divorce caused her to fall behind on her utility bills, resulting in debt and two CCJs. Highstreet banks labelled Debbie as Unlendable.

Debbie’s hero – Ben the Broker 

But here’s where the hero of our story comes in – Debbie’s mortgage broker Ben! He knew who could help Debbie out of this tough situation: us, the specialist lending team at Bluestone Mortgages. As a specialist lender, we don’t limit borrowers based on debt-to-income ratios. We allow debt consolidation by raising additional funds up to 85% LTV. And get this, we even ignore up to three CCJs registered in the last three years. Talk about a perfect match!

The Power of Specialist Lenders

So, let’s talk about how we helped save the day for Debbie. We’re not your typical high-street lender with rigid rules and restrictions. No way! At Bluestone, we understand that life can throw curveballs at us, and sometimes our credit history doesn’t tell the whole story. We believe in giving people a fair chance, regardless of past financial setbacks.

Thanks to the support of her mortgage broker in recognising the complexities of Debbie’s situation, and our flexibility, we could look at the bigger picture. We helped Debbie conquer her financial challenges and made her dream of owning a home a reality. She found a mortgage that fit her needs and gave her a fresh start and a newfound sense of stability.

If you’re wondering how you can serve a growing market of adverse cases but aren’t sure where to start – click here to download our complex credit toolkit to start your journey.