Customer's fixed-rate mortgage term expiring, or currently on our Standard Variable Rate (SVR)? Our transition process guarantees a seamless and effortless switch to a different rate for your customer. With all the necessary tools at your fingertips in our broker portal, you can swiftly navigate the product transfer application, saving you valuable time and taking advantage of our rapid processing.
Self Employed & Contractors
We made it easy for borrowers who don’t work the usual 9 to 5. As a complex credit mortgage lender, we understand the challenges faced by contractors and self-employed individuals looking to get a mortgage. Unlike banks and high-street lenders, we don't base our lending decisions solely on employment status. Instead, we base our loan criteria on your client’s unique life circumstances.
First Time Buyers
When it comes to customers looking to purchase their first home with low credit scores, CCJs, or Defaults, we strive to understand the situation behind their credit and base our lending decision on their circumstances rather than their credit score. We know that life can take unexpected twists and turns which can affect your customers' finances, but this shouldn’t be a barrier to homeownership.
Our specialist products and flexible approach take the stress away for customers looking to readjust their finances and remortgage. Whether a customer wants a straight switch or to borrow more for home improvements, we have products to match their needs whilst also giving them the option of fee-free products. From debt consolidation to capital raising, we strive to make remortgaging possible.
Right To Buy
Is your customer looking for a council house mortgage? We provide lending solutions built on real customer needs, not outdated rules and automated processes. Based on the belief that if you can help a customer demonstrate affordability, we can help find a way. We also have a great track record of lending to borrowers looking to purchase council properties through the Right to Buy scheme.